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Don't overpay at the rental desk
Comprehensive excess cover for vehicle rentals anywhere in the world, at a fraction of the cost charged by rental companies.
Single Trips from £2.95 per day
Annual cover from £29.95 per year
Book your Car Hire Excess Insurance
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Comprehensive car hire excess cover for vehicle rentals anywhere in the world, from £2.95 per day or £29.95 per year.
Why choose Coverwise?
Our policies provide up to £7,000 in damage and theft cover per vehicle rental, and include misfuelling and key cover as standard.
We’ve insured over 12 million people across the UK and Europe with our insurance products.
Our cover is backed by one of the world’s leading underwriters in AXA, who have a global client network of over 108 million.
96% of our customers have rated us as ‘Excellent’ or ‘Great' across thousands of independent reviews on Trustpilot.
Our policies cover vehicle rentals in more than 180 countries as standard.
Save up to 60% on your annual car hire excess cover by choosing us over the market’s major providers.
How do we compare?
Comparing our insurance against other popular providers shows how you can save up to 65% by choosing Coverwise Worldwide Annual cover.*
*We update the comparison of our Car Hire Excess product prices against those of other popular providers regularly. This table was last updated October 2023 using direct quotation from each provider's website for the closest equivalent annual product. Seasonal promotions are not taken into account.
Car hire excess explained
If you hire a car and it's damaged or stolen, car hire excess insurance covers you for the excess costs you have to pay the rental company. The excess amount you're liable to pay depends on the company you hire from, but it's normally between £500 to £2,000.
For example:
You're driving a hired car on holiday and accidentally clip the edge of the road, damaging the car's paintwork and puncturing a tyre.
The damage costs £750 to repair, and the rental company you hired the car from charges an excess of £500.
You have to pay the rental company £500, and they will cover the remaining £250.
If you had purchased Coverwise annual excess insurance for one driver at £29.95, you could have claimed with us to get a reimbursement of £500 for your excess.
In this example, the total amount you save by purchasing our Car Hire Excess Insurance in advance is over £470.
Car rental companies will offer you excess insurance at a high price when you pick up your rental car, normally between £10 to £20 per day. They also exclude cover for parts of the car which are most likely to get damaged in an accident, such as the windows, roof and undercarriage.
Coverwise Car Hire Excess Insurance can be purchased for a fraction of the price, from just £2.95 per day or £29.95 for a whole year of cover.
In addition, we include cover for all the commonly damaged parts of a car within the benefit limits, up to £7,000 per vehicle rental.
Have a question?
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To ensure your complete security, we only work with insurers who have a global presence and the expertise to provide our policyholders with the highest levels of protection and service.
Our excess policies are underwritten by Inter Partner Assistance S.A. UK Branch, with a registered office at 106-118 Station Road, Redhill, RH1 1PR. Inter Partner Assistance S.A. UK Branch is a Branch of Inter Partner Assistance S.A. (Financial Conduct Authority registration number 202664), which is a Belgian firm authorised by the National Bank of Belgium under number 0487. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
